Disclaimer

CAREFULLY  READ ALL OF THE MATERIAL THAT FOLLOWS BECAUSE, BY VISITNG THIS WEBSITE, YOU AGREE TO BE BOUND BY ALL STATEMENTS IN THIS MATERIAL INCLUDING, BUT NOT LIMITED TO, TERMS, POLICIES, AND DISCLAIMERS. IF YOU DO NOT AGREE WITH  EVERYTHING THAT IS WRITTEN BELOW, PLEASE DO NOT VISIT THIS WEBSITE.

PLEASE NOTE THAT ALL OF THE MATERIAL THAT FOLLOWS CAN BE CHANGED WITHOUT PRIOR NOTICE, AND THAT CHANGES WILL BE POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO CHANGES IN DATED MATERIAL, WITHOUT PRIOR NOTIFICATION TO YOU.

BY VISITING THIS WEBSITE OF THE DISABILITY KNOW-IT-ALL LLC, YOU CONFIRM THAT YOU ARE AN ADULT WHO IS OVER THE AGE OF 18, AND THAT YOU AGREE TO THE  CONTENT OF THIS MATERIAL INCLUDING, BUT NOT LIMITED TO, THE TERMS, POLICIES AND DISCLAIMERS AS EXPRESSED IN THE FOLLOWING MATERIAL.

• The Disability Know-It-All LLC includes, but is not limited to, the company known as the Disability Know-It-All and all officers, independent contractors, employees, associates and affiliates of the company, and any other individuals and entities lawfully associated with the company, including its CEO and owner, Jacquelyn Volk.  In this document, all references to the "Disability Know-It-All LLC' the "Disability Know-It-Alll" and the "company" include, but are not limited to, the company Disability Know-It-All LLC and all entities, individuals and groups lawfully associated with the company Disability Know-It-All LLC.
  
• By visiting this website, you authorize the disclosure, processing and transfer of all information that you provide to this website to all entities, individuals and groups lawfully associated or affiliated with the Disability Know-It-All LLC and this website.
  
• Visitors to the website Disability Know-It-All LLC, and members of Disability Know-It-Alll LLC, are solely and completely responsible for all activities related to the use of their account and membership, including but not limited to all activities related to their email, the use of their password and computer(s). Visitors who use this website agree to conform their behavior to all relevant laws. By visiting this website, you agree to use appropriate standards of security to protect access to your password(s) and computer.
  
• Unauthorized use of the Disability Know-It-All LLC website including but not limited to its passwords, systems, resources and text is strictly prohibited.
  
• Visitors to the website Disability Know-It-All LLC, and members of the Disability Know-It-All LLC, indemnify the Disability Know-It-All LLC and hold the Disabilty Know-It-All harmless from all direct and third-party claims associated with their accounts and memberships, including but not limited to use of their passwords and computer(s), and computer viruses and other forms of damage that may be introduced from sources that include but are not limited to email and the company's server(s).
• The content of this website, including its documents, forms, general text, BlogSearches, and all information related to services, service providers and external links, is intended to be general information. 
• All visitors to this website, and all members, use this website and its resources at their own risk, and assume personal responsibility for any decision and/or action undertaken before or after their visit to this website.
•  The Disability Know-It-All LLC disclaims all responsibility for personal or other liability, loss or risk that is associated with the direct or indirect use or application of the content of this website, including but not limited to,  its documents, forms, general text, BlogSearches, and all information related to services, service providers and external links.
  
•  A visitor to this website, and/or a member who uses the resources of this website, agrees to indemnify  the Disability Know-It-All, and to hold the Disability Know-It-All LLC harmless, from all claims.  Such claims include, but are not limited to, claims for damages, injuries, and reasonable attorney fees when these claims are directly made or made through third parties..
• The Disability Know-It-All LLC makes the written material on its website, and in all other publications, publicly available, and grants personal access and use on a limited basis, with the understanding that all documents, forms, and text are personal opinion, including but not limited to its BlogSearches, and that none of the material on the Disability Know-It-All LLC website is guaranteed to be factual, accurate or original.
• All of the material on the Disability Know-It-All LLC website, including but not limited to, works of authorship, the company's name, documents, forms, text, design, images, sound recordings, video recordings, and BlogSearches is owned, except as explicitly stated,  by Jacquelyn Volk, Ph.D. 
• All of this material is copyrighted or otherwise protected by proprietary laws including but not limited to works of authorship,  the company's name, documents, forms, text, design, images, sound recordings, video recordings, and BlogSearches . Written consent from the Disability Know-It-All LLC is required if you wish to  communicate material from this website in either written or verbal form. 
• Verbal statements that are made by people who are lawfully related to the company Disability Know-It-All LLC represent personal opinion in all contexts, including but not limited to speeches, interviews, formal and informal statements, and authorized or unauthorized quotations in any publication, when these statements are made by designated representatives of the company who include, but are not limited to, Jacquelyn Volk, Ph.D., company employees and independent contractors. All verbal statements are personal opinions that are not guaranteed to be factual, accurate or original.
• The Disability Know-It-All LLC does not provide professional or occupational services of any kind to individuals, groups, and/or organizations.. Professional and occupational services that are not provided by the Disability Know-It-All LLC include, but are not limited to, the following fields: medical, health, disability, psychological, home maintenance, personal grooming and hygiene, legal, and financial.
•  BlogSearches of the Disability Know-It-All LLC represent personal opinion based upon general information that is neither original nor guaranteed to be accurate or helpful.
• BlogSearches of the Disability Know-It-All LLC are not intended to offer or otherwise provide or represent professional or occupational services, guidance or advice of any kind to individuals, groups and/or organizations.
• The Disability Know-It-All LLC does not offer personal treatment, counseling, guidance or advice of any kind to individuals, groups, and/or organizations. If you wish to receive personal help, your circumstances should be independently evaluated by a licensed professional or other trained and certified expert in the field(s) in which you wish assistance.
• The content on the Disability Know-It-All LLC website is not original, and represents personal opinion based upon facts, statements and conclusions that are derived from a review of written material as well as material from other sources.  All of the Disability Know-It-All LLC content is derived from sources that are believed to be responsible, but the company does not guarantee the accuracy and helpfulness, or any other attribute, of its information, including but not limited to the content of the Disability Know-It-All website and its BlogSearches. 
• Any action taken before or after visiting this website is taken at the visitor's/member's own risk, and the visitor/member indemnifies the Disability Know-It-All LLC and holds the Disability Know-It-All LLC harmless. 
• The content, terms and policies of the Disability Know-It-All LLC external links are believed to be responsible, but the company does not guarantee the accuracy helpfulness, timeliness, completeness or any other attribute, of the external links, including but not limited to the material written on the websites of these external links and their referrals to other external links.
• The content of the Disability Know-It-All LLC website, including but not limited to its general text, BlogSearches and its external links, is not intended to be complete, and should not be accepted or used as a single, authoritative source of information.
• The Disability Know-It-All LLC disclaims all responsibility for personal or other liability, loss or risk that is associated with the direct or indirect use or application of the written and verbal material associated with its website including but not limited to its documents, forms, general text, BlogSearches, and the verbal statements of lawful representatives of the Disability Know-It-All LLC in all contexts including, but not limited to, speeches, interviews, formal or informal statements,  and authorized or unauthorized quotations in publications.
• As permitted by law, the Disability Know-It-All LLC disclaims all responsibility for personal  or other liability, damages, loss or risk that is associated with the direct, indirect, incidental or consequential use or application of any resource associated with this website, including but not limited to its documents, forms, general text, BlogSearches, resources identified through its external links, and service providers identified by the Disability Know-It-All LLC.
• As permitted by law, Disability Know-It-All LLC may make immediate and unrestricted changes without prior notice, including but not limited to,  its terms, policies, fees, conditions and functions. 
• Visitors to the Disability Know-It-All LLC website, and/or members of the Disability Know-It-All LLC, wave all claims and recourse other than those available through New York State courts and official New York State mediation services.